3. Website content – informational only

The content on this Website is provided for general information and marketing purposes only. It does not constitute:

Professional advice (including financial, legal, medical, tax or consulting advice)

A recommendation or guarantee of results

An offer or solicitation to buy or sell securities or to enter into any transaction

Any engagement for services or investment will be governed by separate written agreements.

4. Use of the Website

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Website in any way that violates applicable laws or regulations

Attempt to gain unauthorised access to any systems, data, or networks

Interfere with or disrupt the operation of the Website

Use the Website to transmit any harmful, fraudulent, or illegal content

Copy, scrape, or harvest content or data from the Website in bulk without our prior written consent

We reserve the right to suspend or restrict access to the Website at any time, without notice, for maintenance, security, or other reasons.

5. Intellectual property

Unless otherwise indicated, all content on the Website—including text, graphics, logos, icons, images, videos, software, and layout—is owned by AGYL Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view and print reasonable portions of the Website for personal or internal business use only, provided that you do not remove any copyright or proprietary notices. You may not reproduce, modify, distribute, or publicly display any content without our prior written consent.

6. Third-party links and content

The Website may contain links to third-party websites or resources. These are provided for convenience only. AGYL Group does not endorse and is not responsible for the content, products, or services of these third parties, nor for any loss or damage that may arise from your use of them.

7. No warranties

The Website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, AGYL Group disclaims all warranties, including but not limited to:

Warranties of accuracy, completeness, reliability, or timeliness

Warranties of merchantability, fitness for a particular purpose, or non-infringement

Any warranty that the Website will be uninterrupted, secure, or free of errors or harmful components.

8. Limitation of liability

To the fullest extent permitted by law, AGYL Group and the AGYL Group Companies, and their respective directors, officers, employees, and agents shall not be liable for any:

Indirect, incidental, special, consequential, or punitive damages

Loss of profits, revenue, data, goodwill, or business opportunities

arising out of or in connection with your use of, or inability to use, the Website or its content, even if we have been advised of the possibility of such damages.

Where liability cannot be excluded, it shall be limited to the maximum extent permitted by applicable law.

9. Indemnity

You agree to indemnify and hold harmless AGYL Group, the AGYL Group Companies, and their respective directors, officers, employees, and agents from any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or related to:

Your use or misuse of the Website

Your breach of these Terms

Your violation of any law or the rights of a third party

10. . Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or your use of the Website shall be governed by and construed in accordance with the laws of Dubai, UAE, without regard to conflict of laws principles.

You agree that the courts of Dubai, UAE shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms or your use of the Website, subject to any mandatory laws that apply.

11. Changes to the Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last updated” date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.